First, we take the time to understand your timeline, risk tolerance and capacity, and most importantly, your objectives.
Second, we research and employ globally focused exchange traded funds to build and diversify portfolios.
Third, we identify your target asset allocation to set expectations of a realistic rate of return based on your personal risk profile.
Fourth, we recognize the difficulty in choosing consistent winners, so through diversification of asset types, sectors, we can mitigate the risk of loss.
Fifth, we believe the easiest way to boost returns is by keeping costs low.